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Home › Personal Loan EMI Calculator

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Personal Loan EMI Calculator
India 2026

Calculate your personal loan EMI instantly. Compare rates from SBI, HDFC, ICICI and top NBFCs. Full amortisation schedule free.

✓ Rates from 10.85% p.a.✓ Up to 7 years tenure✓ No collateral needed
🧮 Personal Loan EMI Calculator
₹
₹500000
%
12.00% p.a.
Years
5 Years
₹
Added to total cost

Personal Loan EMI Calculator Rates — June 2026

LenderMin RateMax RateApply
SBI Xpress Credit11.45%14.50%Apply ↗
HDFC Bank10.85%24.00%Apply ↗
ICICI Bank10.85%19.00%Apply ↗
Axis Bank11.25%22.00%Apply ↗
Kotak Mahindra10.99%24.00%Apply ↗

What Makes Personal Loans Different

Personal loans are unsecured — you don't need to pledge any property or asset. This makes them quick to get but also more expensive than home or car loans. The rate you get depends almost entirely on your income stability and CIBIL score.

💡 Use our loan eligibility calculator to check how much you can borrow based on your income and existing EMIs.

Other Loan Calculators

🏠
Home Loan EMI
From 7.50% p.a.
💳
Personal Loan EMI
From 10.85% p.a.
🚗
Car Loan EMI
From 8.50% p.a.
🎓
Education Loan EMI
From 7.00% p.a.
✅
Loan Eligibility
Check instantly
📊
Rate Guide India
All bank rates